:root { --bg-0: #FFFFFF; --bg-1: #EEF2F8; --fg-0: #14213D; --fg-1: #5B6478; --hl: #1D4ED8; --hl-fg: #FFFFFF; --line: rgba(20, 33, 61, 0.18); --serif: "Lora", Georgia, "Times New Roman", serif; --sans: system-ui, -apple-system, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif; --pad: clamp(16px, 5vw, 24px); }
*, *::before, *::after { box-sizing: border-box; }
html { background-color: var(--bg-0); color: var(--fg-0); -webkit-text-size-adjust: 100%; scroll-behavior: smooth; }
body { margin: 0; background-color: var(--bg-0); color: var(--fg-0); font-family: var(--serif); font-size: 1rem; line-height: 1.7; overflow-wrap: break-word; text-rendering: optimizeLegibility; }
[hidden] { display: none !important; }
img, video, svg { max-width: 100%; }
img { height: auto; }
a { color: var(--hl); text-underline-offset: 3px; text-decoration-thickness: 1px; transition: color .2s ease, background-color .2s ease, border-color .2s ease; }
a:hover { color: var(--fg-0); }
a:focus-visible, button:focus-visible, input:focus-visible, select:focus-visible, textarea:focus-visible, summary:focus-visible { outline: 2px solid var(--hl); outline-offset: 1px; }
.sr-only { position: absolute; width: 1px; height: 1px; margin: -1px; padding: 0; overflow: hidden; clip: rect(0, 0, 0, 0); white-space: nowrap; border: 0; }
.frame { width: 100%; max-width: calc(880px + 2 * var(--pad)); margin: 0 auto; padding-left: var(--pad); padding-right: var(--pad); }
.issue-strip { background-color: var(--bg-0); color: var(--fg-0); padding: 22px 0 20px; }
.issue-strip-inner { display: flex; align-items: center; justify-content: space-between; gap: 16px; }
.brand { display: inline-flex; align-items: center; gap: 10px; min-height: 42px; color: var(--fg-0); text-decoration: none; }
.brand:hover { color: var(--hl); }
.brand img { display: block; width: 34px; height: 34px; flex: none; }
.wordmark { font-family: var(--serif); font-size: 1.625rem; line-height: 1; letter-spacing: -0.01em; }
.wm-bold { font-weight: 700; }
.wm-light { font-weight: 400; font-style: italic; color: var(--hl); }
.issue-date { margin: 0; font-size: .8125rem; line-height: 1.3; letter-spacing: .06em; text-transform: uppercase; text-align: right; color: var(--fg-1); }
.hero-bleed { margin: 0 0 14px; background-color: var(--bg-0); color: var(--fg-0); }
.hero-bleed img { display: block; width: 100%; height: clamp(220px, 34vw, 440px); object-fit: cover; object-position: 50% 56%; box-shadow: 0 10px 0 var(--hl); }
.hero-caption { padding-top: 22px; font-size: .875rem; line-height: 1.5; font-style: italic; color: var(--fg-1); }
.story-head { padding-top: 22px; padding-bottom: 8px; }
.story-title { margin: 0 0 20px; font-size: clamp(1.75rem, 1.35rem + 2vw, 2.875rem); line-height: 1.16; font-weight: 700; letter-spacing: -0.015em; color: var(--fg-0); }
.hl-phrase { color: var(--hl); }
.story-dek { margin: 0 0 18px; max-width: 620px; font-size: clamp(1.125rem, 1rem + .6vw, 1.3125rem); line-height: 1.55; font-style: italic; color: var(--fg-0); }
.story-meta { margin: 0; font-size: .875rem; line-height: 1.5; color: var(--fg-1); }
.tag-label { letter-spacing: .02em; }
.story { padding-bottom: clamp(48px, 8vw, 88px); }
.story-section { display: grid; grid-template-columns: [main-start rail-start] minmax(0, 1fr) [main-end rail-end]; padding-top: clamp(44px, 7vw, 76px); }
.story-section > * { grid-column: main; min-width: 0; }
.story-section h2 { margin: 0 0 24px; padding: 2px 0 2px 16px; border-left: 6px solid var(--hl); font-size: clamp(1.3125rem, 1.1rem + 1vw, 1.75rem); line-height: 1.25; font-weight: 700; letter-spacing: -0.01em; color: var(--fg-0); }
.story-section p { margin: 0 0 1.15em; }
.lead { font-size: 1.125rem; line-height: 1.7; }
.walk-step { margin: 0 0 1.2em; }
.walk-lead { font-weight: 700; color: var(--hl); }
.rail-label { margin: 0 0 8px; font-size: .75rem; line-height: 1.4; font-weight: 700; letter-spacing: .14em; text-transform: uppercase; color: var(--hl); }
.rail-note { margin: 8px 0 28px; padding: 16px 0 0; border-top: 2px solid var(--fg-0); font-size: .9375rem; line-height: 1.6; color: var(--fg-1); }
.rail-note p { margin: 0 0 .7em; }
.rail-note p:last-child { margin-bottom: 0; }
.rail-note-tint { padding: 18px 20px 16px; border-top: 0; background-color: var(--bg-1); color: var(--fg-0); }
.rail-note ul { margin: 0; padding: 0; list-style: none; }
.rail-note li { position: relative; margin: 0 0 .85em; padding-left: 18px; }
.rail-note li:last-child { margin-bottom: 0; }
.rail-note li::before { content: ""; position: absolute; left: 0; top: .62em; width: 8px; height: 8px; background-color: var(--hl); }
.rail-note strong { color: var(--fg-0); }
.pull-line { font-size: 1.125rem; line-height: 1.5; font-style: italic; color: var(--fg-0); }
.figure-frame { margin: 32px 8px 40px 0; box-shadow: 8px 8px 0 var(--hl); background-color: var(--bg-1); }
.figure-frame img { display: block; width: 100%; aspect-ratio: 3 / 2; object-fit: cover; }
.video-frame { aspect-ratio: 16 / 9; overflow: hidden; background-color: var(--bg-1); }
.video-frame video { display: block; width: 100%; height: 100%; object-fit: cover; }
.cta-card { margin: 36px 0 8px; padding: 24px 22px 26px; border: 2px solid var(--hl); border-radius: 2px; background-color: var(--bg-0); color: var(--fg-0); }
.cta-title { margin: 0 0 8px; font-size: 1.25rem; line-height: 1.3; font-weight: 700; color: var(--fg-0); }
.cta-text { margin: 0 0 20px; color: var(--fg-1); }
.story-section .cta-text { margin-bottom: 20px; }
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 12px; min-height: 48px; padding: 12px 22px; border: 2px solid var(--hl); border-radius: 2px; background-color: var(--hl); color: var(--hl-fg); font-family: var(--serif); font-size: 1rem; line-height: 1.3; font-weight: 700; text-align: left; text-decoration: none; cursor: pointer; transition: background-color .2s ease, border-color .2s ease, color .2s ease; }
.btn::after { content: ""; flex: none; width: .5em; height: .5em; border-top: 2px solid currentColor; border-right: 2px solid currentColor; transform: rotate(45deg); transition: transform .2s ease; }
.btn:hover { background-color: var(--fg-0); border-color: var(--fg-0); color: var(--hl-fg); }
.btn:hover::after { transform: translateX(3px) rotate(45deg); }
.selfcheck { margin: 30px 0 0; padding: 22px 0 6px; border-top: 3px solid var(--fg-0); border-bottom: 1px solid var(--line); }
.selfcheck-label { margin: 0 0 4px; font-size: .75rem; line-height: 1.4; font-weight: 700; letter-spacing: .14em; text-transform: uppercase; color: var(--hl); }
.choice-group { min-width: 0; margin: 0 0 28px; padding: 0; border: 0; }
.choice-legend { display: block; width: 100%; margin: 0 0 12px; padding: 0; font-size: 1.0625rem; line-height: 1.4; font-weight: 700; color: var(--fg-0); }
.choice { position: relative; margin: 0 0 8px; }
.choice input { position: absolute; top: 0; left: 0; width: 1px; height: 1px; opacity: 0; }
.choice label { display: flex; align-items: flex-start; gap: 12px; min-height: 46px; padding: 10px 14px; border: 1.5px solid var(--line); border-radius: 2px; background-color: var(--bg-0); color: var(--fg-0); line-height: 1.45; cursor: pointer; transition: border-color .2s ease, background-color .2s ease; }
.choice label::before { content: ""; flex: none; box-sizing: border-box; width: 20px; height: 20px; margin-top: 2px; border: 2px solid var(--fg-1); border-radius: 50%; background-color: var(--bg-0); transition: background-color .2s ease, border-color .2s ease; }
.choice label:hover { border-color: var(--hl); }
.choice input:checked + label { border-color: var(--hl); background-color: var(--bg-1); }
.choice input:checked + label::before { border-color: var(--hl); background-color: var(--hl); box-shadow: inset 0 0 0 3px var(--bg-1); }
.choice input:focus-visible + label { outline: 2px solid var(--hl); outline-offset: 1px; }
.choice-note { display: none; margin: 8px 0 4px 6px; padding: 2px 0 2px 14px; border-left: 3px solid var(--hl); font-size: .9375rem; line-height: 1.55; color: var(--fg-1); }
.choice input:checked ~ .choice-note { display: block; }
.outcome { margin: 4px 0 20px; padding: 20px 22px; border: 2px solid var(--hl); border-radius: 2px; background-color: var(--bg-0); color: var(--fg-0); }
.outcome-title { margin: 0 0 8px; font-size: 1.1875rem; line-height: 1.35; font-weight: 700; color: var(--fg-0); }
.outcome p { margin: 0; }
.story-section .outcome p { margin: 0; }
.reset-btn { margin: 0 0 20px; padding: 10px 0; min-height: 42px; border: 0; background: none; color: var(--hl); font-family: var(--serif); font-size: .9375rem; text-decoration: underline; text-underline-offset: 3px; cursor: pointer; }
.reset-btn:hover { color: var(--fg-0); }
.compare { margin: 26px 0 30px; border-top: 2px solid var(--fg-0); }
.compare-row { display: grid; gap: 4px; padding: 14px 14px; border-bottom: 1px solid var(--line); }
.compare-row:nth-child(odd) { background-color: var(--bg-1); }
.compare dt { margin: 0; font-weight: 700; color: var(--fg-0); }
.compare dd { margin: 0; color: var(--fg-0); }
.tradeoff { display: grid; gap: 20px; margin: 28px 0 8px; }
.tradeoff-col { padding: 22px 20px 10px; border: 1px solid var(--line); border-top: 4px solid var(--hl); background-color: var(--bg-0); }
.tradeoff-col + .tradeoff-col { border-top-color: var(--fg-0); }
.tradeoff-title { margin: 0 0 14px; font-size: 1.1875rem; line-height: 1.3; font-weight: 700; color: var(--fg-0); }
.tradeoff-list { margin: 0; padding: 0; list-style: none; }
.tradeoff-list li { position: relative; margin: 0 0 14px; padding-left: 18px; font-size: .9688rem; line-height: 1.6; }
.tradeoff-list li::before { content: ""; position: absolute; left: 0; top: .62em; width: 8px; height: 8px; background-color: var(--hl); }
.tradeoff-col + .tradeoff-col .tradeoff-list li::before { background-color: var(--fg-0); }
.qa { margin: 28px 0 8px; padding: 0; }
.qa-q { margin: 0 0 6px; font-weight: 700; color: var(--fg-0); }
.qa-a { margin: 0 0 22px; padding: 0 0 22px; border-bottom: 1px solid var(--line); }
.qa-a:last-child { border-bottom: 0; padding-bottom: 0; margin-bottom: 0; }
.closing-band { margin-top: clamp(48px, 8vw, 88px); padding: clamp(44px, 7vw, 76px) 0; background-color: var(--fg-0); color: var(--hl-fg); }
.closing-band .frame { display: grid; grid-template-columns: minmax(0, 1fr); }
.closing-inner p { max-width: 620px; }
.closing-band p { margin: 0 0 1.15em; }
.closing-band .cta-text { margin-bottom: 20px; }
.closing-band .cta-card { margin-top: 28px; }
.tail-zone { background-color: var(--bg-1); color: var(--fg-0); padding: 48px 0 56px; font-size: .9375rem; line-height: 1.65; }
.tail-inner { display: grid; gap: 32px; grid-template-areas: "company" "disclosure" "links"; }
.entity { grid-area: company; min-width: 0; }
.entity p { margin: 0 0 .6em; }
.entity-name { font-weight: 700; font-size: 1.0625rem; }
.footer-para { grid-area: disclosure; margin: 0; color: var(--fg-0); min-width: 0; }
.footer-list { grid-area: links; min-width: 0; }
.footer-list ul { margin: 0; padding: 0; list-style: none; }
.footer-list a { display: inline-flex; align-items: center; min-height: 42px; color: var(--fg-0); text-decoration: underline; }
.footer-list a:hover { color: var(--hl); }
.page-main { padding-bottom: clamp(48px, 8vw, 88px); }
.doc { max-width: 700px; padding-top: 28px; }
.doc-title { margin: 0 0 14px; font-size: clamp(1.75rem, 1.35rem + 1.8vw, 2.625rem); line-height: 1.18; font-weight: 700; letter-spacing: -0.015em; color: var(--fg-0); }
.policy-meta { margin: 0 0 24px; font-size: .875rem; color: var(--fg-1); }
.doc-summary { margin: 0 0 12px; font-size: 1.125rem; line-height: 1.7; }
.doc h2 { margin: 44px 0 16px; padding: 2px 0 2px 16px; border-left: 6px solid var(--hl); font-size: clamp(1.25rem, 1.1rem + .8vw, 1.5rem); line-height: 1.3; font-weight: 700; color: var(--fg-0); }
.doc p { margin: 0 0 1.1em; }
.doc ul { margin: 0 0 1.2em; padding-left: 1.25em; }
.doc li { margin-bottom: .5em; }
.imprint-block { margin-top: 28px; padding: 20px 22px; border-left: 6px solid var(--hl); background-color: var(--bg-1); color: var(--fg-0); }
.imprint-block p { margin: 0 0 .4em; }
.imprint-block p:last-child { margin-bottom: 0; }
@media (min-width: 480px) {
  .compare-row { grid-template-columns: 170px minmax(0, 1fr); column-gap: 22px; }
  .cta-card { padding: 28px 28px 30px; }
  .figure-frame { margin-right: 10px; box-shadow: 10px 10px 0 var(--hl); }
  .issue-date { font-size: .875rem; }
}

@media (min-width: 768px) {
  body { font-size: 1.0625rem; }
  .tradeoff { grid-template-columns: 1fr 1fr; gap: 24px; }
  .tradeoff-col { padding: 26px 26px 12px; }
  .closing-band .cta-card { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 300px); grid-template-areas: "title action" "text action"; column-gap: 36px; align-items: center; }
  .closing-band .cta-card .cta-title { grid-area: title; align-self: end; }
  .closing-band .cta-card .cta-text { grid-area: text; align-self: start; margin-bottom: 0; }
  .closing-band .cta-card .btn { grid-area: action; }
  .tail-inner { grid-template-columns: 1.15fr 1.3fr .75fr; grid-template-areas: "company disclosure links"; gap: 44px; }
  .tail-zone { padding: 60px 0 68px; }
}

@media (min-width: 1024px) {
  .story-section { grid-template-columns: [main-start] minmax(0, 620px) [main-end rail-start] 220px [rail-end]; column-gap: 40px; }
  .story-section > .rail-note { grid-column: rail; grid-row: 2 / span 5; align-self: start; margin-top: 4px; }
  .story-section > .span-wide { grid-column: main-start / rail-end; }
  .story-section > .figure-frame { margin-right: 10px; }
  .hero-caption { padding-top: 24px; }
  .story-head .story-title { max-width: 880px; }
}

html:has(body.mode-enquiry) { background-color: var(--fg-0); }
.mode-enquiry { background-color: var(--fg-0); color: var(--hl-fg); font-family: var(--sans); font-size: 1rem; line-height: 1.6; }
.mode-enquiry a { color: var(--hl-fg); }
.mode-enquiry a:hover { color: var(--bg-1); }
.mode-enquiry .brand { color: var(--hl-fg); }
.mode-enquiry .brand:hover { color: var(--hl-fg); }
.mode-enquiry .wm-light { color: var(--bg-1); }
.mode-enquiry .brand img { padding: 3px; border-radius: 6px; background-color: var(--bg-0); }
.enquiry-top { padding: 22px var(--pad) 8px; max-width: 1120px; margin: 0 auto; }
.enquiry-shell { display: grid; gap: 32px; max-width: 1120px; margin: 0 auto; padding: 16px var(--pad) 64px; grid-template-columns: minmax(0, 1fr); grid-template-areas: "intro" "card" "notes"; }
.enquiry-intro { grid-area: intro; }
.enquiry-card { grid-area: card; }
.enquiry-notes { grid-area: notes; }
.enquiry-kicker { margin: 0 0 12px; font-size: .8125rem; font-weight: 700; letter-spacing: .16em; text-transform: uppercase; color: var(--bg-1); }
.enquiry-title { margin: 0 0 18px; font-family: var(--serif); font-size: clamp(1.875rem, 1.4rem + 2.2vw, 3rem); line-height: 1.14; font-weight: 400; font-style: italic; letter-spacing: -0.015em; color: var(--hl-fg); }
.enquiry-lead { margin: 0 0 14px; font-size: 1.0625rem; color: var(--hl-fg); }
.enquiry-steps { margin: 22px 0 0; padding: 0; list-style: none; }
.enquiry-steps li { position: relative; margin: 0 0 12px; padding-left: 26px; color: var(--hl-fg); }
.enquiry-steps li::before { content: ""; position: absolute; left: 2px; top: .5em; width: 10px; height: 10px; border: 2px solid var(--hl-fg); border-radius: 50%; }
.enquiry-card { padding: 22px 18px 26px; border-radius: 10px; background-color: var(--bg-0); color: var(--fg-0); }
.enquiry-card a { color: var(--hl); }
.enquiry-card a:hover { color: var(--fg-0); }
.progress-track { height: 6px; margin: 0 0 8px; border-radius: 3px; background-color: var(--bg-1); overflow: hidden; }
.progress-fill { display: block; height: 100%; width: 25%; border-radius: 3px; background-color: var(--hl); transition: width .3s ease; }
.progress-label { margin: 0 0 18px; font-size: .875rem; color: var(--fg-1); }
.quiz-step { min-width: 0; margin: 0; padding: 0; border: 0; }
.quiz-legend { display: block; width: 100%; margin: 0 0 16px; padding: 0; font-family: var(--serif); font-size: clamp(1.25rem, 1.1rem + .8vw, 1.5rem); line-height: 1.3; font-weight: 700; color: var(--fg-0); }
.quiz-options { display: grid; gap: 10px; }
.quiz-option { position: relative; }
.quiz-option input { position: absolute; top: 0; left: 0; width: 1px; height: 1px; opacity: 0; }
.quiz-option label { display: flex; align-items: center; min-height: 62px; padding: 14px 16px; border: 2px solid var(--line); border-radius: 8px; background-color: var(--bg-0); color: var(--fg-0); line-height: 1.4; cursor: pointer; transition: border-color .2s ease, background-color .2s ease, color .2s ease; }
.quiz-option label:hover { border-color: var(--hl); background-color: var(--bg-1); }
.quiz-option input:checked + label { border-color: var(--hl); background-color: var(--hl); color: var(--hl-fg); }
.quiz-option input:focus-visible + label { outline: 2px solid var(--hl); outline-offset: 2px; }
.quiz-nav { margin: 18px 0 0; min-height: 42px; }
.quiz-back { min-height: 42px; padding: 8px 0; border: 0; background: none; color: var(--hl); font-family: var(--sans); font-size: .9375rem; text-decoration: underline; text-underline-offset: 3px; cursor: pointer; }
.quiz-back:hover { color: var(--fg-0); }
.contact-title { margin: 0 0 8px; font-family: var(--serif); font-size: clamp(1.25rem, 1.1rem + .8vw, 1.5rem); line-height: 1.3; font-weight: 700; color: var(--fg-0); }
.contact-lead { margin: 0 0 16px; color: var(--fg-1); }
.summary-box { margin: 0 0 22px; padding: 16px 18px; border-radius: 8px; background-color: var(--bg-1); color: var(--fg-0); }
.summary-list { margin: 0; padding: 0; list-style: none; font-size: .9375rem; }
.summary-list li { margin: 0 0 8px; }
.summary-list li:last-child { margin-bottom: 0; }
.summary-list strong { display: block; font-weight: 700; color: var(--fg-1); font-size: .8125rem; }
.field { margin: 0 0 18px; }
.field-label { display: block; margin: 0 0 6px; font-size: .9375rem; font-weight: 700; color: var(--fg-0); }
.field-input { display: block; width: 100%; min-height: 50px; padding: 12px 14px; border: 2px solid var(--fg-1); border-radius: 8px; background-color: var(--bg-0); color: var(--fg-0); font-family: var(--sans); font-size: 1rem; line-height: 1.4; transition: border-color .2s ease; }
.field-input:hover { border-color: var(--fg-0); }
.field-input:focus { border-color: var(--hl); }
.consent { display: flex; align-items: flex-start; gap: 12px; margin: 0 0 22px; }
.consent input { flex: none; width: 24px; height: 24px; margin: 2px 0 0; accent-color: var(--hl); }
.consent label { font-size: .9375rem; line-height: 1.55; color: var(--fg-0); }
.submit-btn { display: block; width: 100%; min-height: 54px; padding: 14px 20px; border: 2px solid var(--hl); border-radius: 8px; background-color: var(--hl); color: var(--hl-fg); font-family: var(--sans); font-size: 1.0625rem; font-weight: 700; cursor: pointer; transition: background-color .2s ease, border-color .2s ease; }
.submit-btn:hover { background-color: var(--fg-0); border-color: var(--fg-0); }
.submit-btn[disabled] { opacity: .6; cursor: wait; }
.form-status { margin: 0; }
.status-message { margin: 16px 0 0; padding: 16px 18px; border-left: 6px solid var(--hl); border-radius: 4px; background-color: var(--bg-1); color: var(--fg-0); font-weight: 700; }
.enquiry-notes h2 { margin: 28px 0 10px; font-family: var(--serif); font-size: 1.375rem; line-height: 1.3; font-weight: 700; color: var(--hl-fg); }
.enquiry-notes h2:first-child { margin-top: 0; }
.enquiry-notes p { margin: 0 0 12px; color: var(--hl-fg); }
.mode-enquiry .tail-zone { margin-top: 0; font-family: var(--sans); }
.mode-enquiry .tail-zone a { color: var(--fg-0); }
.mode-enquiry .tail-zone a:hover { color: var(--hl); }
@media (min-width: 480px) {
  .enquiry-card { padding: 28px 26px 30px; }
  .quiz-options { grid-template-columns: 1fr 1fr; }
}

@media (min-width: 768px) {
  .mode-enquiry { font-size: 1.0625rem; }
  .enquiry-card { padding: 34px 34px 36px; }
}

@media (min-width: 1024px) {
  .enquiry-shell { grid-template-columns: minmax(0, 5fr) minmax(0, 6fr); grid-template-areas: "intro card" "notes card"; column-gap: 64px; row-gap: 40px; align-items: start; padding-top: 40px; }
  .quiz-options { grid-template-columns: 1fr; }
}